body {
	margin: 0;
	padding: 0;
	background-image: url(../images/background.jpg);
	background-repeat: repeat;
}

.clear {clear:both;}

#container {
	width: 800px;
	margin: 10px auto;
	padding: 0;
	border: 1px solid #959595;
	background-color: #FFFFFF;
}

#container2 {
	width: 800px;
	margin: 10px auto;
	padding: 0;
	border: 1px solid #959595;
	background-color: #FFFFFF;
	background-image: url(../images/content_pic01.jpg);
	background-repeat: no-repeat;
	background-position: top left;
}

#container4 {
	width: 800px;
	margin: 10px auto;
	padding: 0;
	border: 1px solid #959595;
	background-color: #FFFFFF;
	background-image: url(../images/content_pic02.jpg);
	background-repeat: no-repeat;
	background-position: left top;
}
/* THIS BACKGROUND IMAGE IS 6000PX HIGH AND SHOULD NOT LEAVE ANY WHITE SPACE ON THE LEFT COLUMN-
TO USE THIS CHANGE THE CONTAINER TO #6 */
#container6 {
	width: 800px;
	margin: 10px auto;
	padding: 0;
	border: 1px solid #959595;
	background-color: #FFFFFF;
	background-image: url(../images/content_pic06.jpg);
	background-repeat: no-repeat;
	background-position: left top;
}


#container3 {
	width: 800px;
	margin: 10px auto;
	padding: 0;
	border: 1px solid #959595;
	background-color: #FFFFFF;
}
#header {
	width: 100%;
	height: 126px;
	background-color:#d6d6d6;
	border-bottom: 3px solid #204170;
	/*background-image: url(../images/Header_bckgrnd.gif);
	background-repeat: repeat-x;
	background-position: bottom center;*/
}
.header_bg {
	width: 100%;
	height: 101px;
	background-image: url(../images/Header_bg_curve.gif);
	background-repeat: no-repeat;
	background-position: top center;
}
.header_logo {
padding:6px 0 0 6px;
float:left;
display:block;
}

.header_tag {
padding: 48px 0 0 138px;
float:left;
display:block;
}

.header_phone {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight:bold;
	color: #9C7F04;
	float:left;
	padding: 3px 0 0 10px;
}

.header_phone a {
	color: #365178;
	text-decoration: underline;
}

.header_phone a:visited {
	color: #365178;
	text-decoration: underline;
}

.header_phone a:hover {
	color: #BCA634;
	text-decoration: underline;
}


.header_search {

	float:right;
	padding: 3px 3px 0 0;
}

#navcontainer {
	/*text-align: center;*/
}

#nav1 {
	width: 100%;
	background-color: #A98A04;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
	color: #17375E;
	text-align: center;
	margin: 0;
	padding: 8px 0;
}

#nav1 a {
	text-decoration: none;
	color: #FFFFFF;
}

#nav1 a:visited {
	text-decoration: none;
	color:  #FFFFFF;
}

#nav1 a:hover {
	text-decoration: none;
	color: #17375E;
}
div {
	margin:0;
	padding:0;
}

#nav2 {
	background-color: #BED2E9;
	margin: 0;
	padding: 0;
	clear: both;
	border-top:3px solid #FFF;

}

#nav2 ul {
	list-style-type: none;
	width: 754px;
	background-color: #D9C261;
	padding: 0 0 0 46px;
	margin: 0 0 15px 0;
	text-align: center;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	line-height:14px;
	font-weight: bold;
	float: left;
}

#nav2 ul li {
	display: inline;
	float: left;
	margin:0;
	padding:0;
}

#nav2 ul li a {
	background-color: #D9C261;
	color: #17375E;
	text-decoration: none;
	padding: 6px 10px;
	float: left;
	border-right: 3px solid #fff;
	border-bottom: none;
}

#nav2 ul li a:hover {
	background-color: #17375E;
	color: #fff;
}

#nav2 ul li.noline a, #nav2 ul li.noline a:visited {
	border: none;
}

#nav2 ul li.nolineon a, #nav2 ul li.nolineon a:visited {
	background-color: #184071;
	color: #fff;
	text-decoration: none;
	padding: 6px 10px;
	float: left;
	border: none;
}

#nav2 ul li.on {
	background-color: #184071;
	color: #fff;
	text-decoration: none;
	padding: 6px 10px;
	float: left;
	border-right: 3px solid #fff;
	border-bottom: none;
}

#nav2 ul li.nolineon {
	background-color: #184071;
	color: #fff;
	text-decoration: none;
	padding: 6px 10px;
	float: left;
	border: none;
}


#content {
	padding: 10px 22px;
	margin-bottom: 10px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #585858;
	line-height: 15px;
	clear: both;
}

#content a {
	text-decoration: underline;
	color: #365178;
}

#content a:visited {
	text-decoration: underline;
	color: #365178;
}

#content a:hover {
	text-decoration: underline;
	color: #BCA634;
}

#content2 {
	padding:0;
	margin: 0;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #585858;
	line-height: 15px;
	clear:both;

}



.topleft {
	width: 48%;
	float: left;
	padding-right: 11px;
	margin: 0 0 20px 0;
}

.topright {
	width: 49%;
	float: left;
	padding-left: 11px;
	margin: 0 0 30px 0;
}

.bottom {
	width: 171px;
	float: left;
	/*background-color: #00FF00;*/
	padding: 1px 5px;
	margin: 0 10px 20px 0;
}

.bottom ul {
	padding: 0px 0px 0px 15px;
	list-style-type: disc;
	list-style-position: outside;
	margin-bottom: 5px;
	margin-top: 0;
	margin-right: 0;
	margin-left: 0;
}

.bottom2 {
	width: 171px;
	float: right;
	/*background-color: #00FF00;*/
	padding: 1px 5px;
	margin: 0 0 20px 0;
}

#footer {
	margin: 0;
	padding:  4px 0;
	background-color: #17375E;
	clear: both;
	text-align: center;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	color: #D9C261;
}

#footer a {
	color: #D9C261;
	text-decoration: underline;
}

#footer a:visited {
	color: #D9C261;
	text-decoration: underline;
}

#footer a:hover {
	color: #BCA634;
	text-decoration: underline;
}

h1, h2 {
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 15px;
	font-weight: bold;
	border-bottom-width: 2px;
	border-bottom-style: solid;
	border-bottom-color: #BCA634;
	padding-bottom: 8px;
	margin: 8px 0 6px 0;
}

h2.internal {

	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:normal;
	padding: 6px 0 6px 0;
	border-bottom-width: 2px;
	border-bottom-style: solid;
	border-bottom-color: #BCA634;
	margin: 0;

}

h1.internal {
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 15px;
	font-weight: bold;
	padding: 18px 0 18px 18px;
	margin: 0;
	background: url(../images/H1-pagetitle-bg.jpg) repeat-x left top;
	border-bottom: none;
}

h1.benefitsheader {
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 22px;
	font-weight: bold;
	line-height: 1.2em;

/*	height: 51px;
	text-indent: -5000px;
	background: url(../images/header_benefits.gif);
	background-repeat: no-repeat;
	padding: 0;
	margin: 0;
	border-bottom: none; */
}
	
h3 {
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 13px;
	font-weight: bold;
	margin: 0;
	border-bottom: none;
	padding: 11px 0 0 18px;
}

h4 {
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	font-weight: bold;
	margin: 0;
	border-bottom: none;
	padding: 11px 0 0 18px;
}

.bold {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	font-weight: bold;
	color: #000;
}

#left {
	width: 170px;
	float: left;
	margin: 0;
	padding:0;
}
#left img{

	margin: 0;
	padding:0;
}


#benefits {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	color: #585858;
	line-height: 15px;
}


#benefits a {
	text-decoration: underline;
	color: #365178;
}

#benefits a:visited {
	text-decoration: underline;
	color: #365178;
}

#benefits a:hover {
	text-decoration: underline;
	color: #BCA634;
}

#benefits p {
	padding: 6px 0 6px 0;
	margin: 8px 0 8px 0;
}

#benefits_content_container {
	width: 561px;
	margin: 20px;
	text-align: left;

}

benefits_header {
	height:51px;
	text-indent: -5000px;
	background: url(../images/header_benefits.gif);

	}


#benefitslistcontainer {
	width: 561px;
	display: inline;
	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 13px;
	clear:both;
}

#benefitslistcontainer a {

	color: #365178;
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 15px;

}

#list1 {
	width: 280px;
	padding: 0;
	float: left;

}

#list1 ul {

	list-style-image: url(../images/bullet-benefits.gif);
}


#list1 li {

	padding-bottom: 4px;
}

#list2 {
	width: 280px;
	padding: 0;
	float: right;
}

#list2 ul {

	list-style-image: url(../images/bullet-benefits.gif);
}

#list2 li {

	padding-bottom: 4px;
}

#anchors {
	margin-top: 120px;
}


#right {
	width: 628px;
	float: left;
	border-left-width: 2px;
	border-left-style: solid;
	border-left-color: #BCA634;
	margin:0;
	padding:0;
}

#right a {
	text-decoration: underline;
	color: #365178;
}

#right a:visited {
	text-decoration: underline;
	color: #365178;
}

#right a:hover {
	text-decoration: underline;
	color: #BCA634;
}

#right p {
	padding: 0 20px 0 18px;
	margin: 8px 0 8px 0;
}

div#right  {
	padding: 0;
	margin: 0;
}

#right ul {
	margin-top: 0;
	margin-bottom: 0;
	padding-right: 20px;
}

#right ul li {
	margin-bottom: 4px;
}

#right ul.sitemap {
	margin-top: 0;
	margin-bottom: 0;
	padding-right: 20px;
	list-style-type: none;
}


.secondnav {
	color: #000;
	padding: 6px 0 0 10px;
	margin: 0;
}

.secondnav ul {
	padding: 8px 0 0 16px;
	margin: 0;
}

#tutorialnav {
	width:159px;
	padding:0 0 0 10px;
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #FFF;		
	list-style-type: none;
	line-height: 18px;	
}

ul#tutorialnav {
padding:0 0 0 5px;
margin:0;	
}
#tutorialnav a {
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	font-weight:bold;
	color: #D9C261;
	width:100%;
	display:block;
	padding:3px 0;
	margin: 1px 0;
}

#tutorialnav a:hover {
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;	
	color: #183052;

	background-color:#A98A04;	
	display:block;
	width:100%;
	padding:3px 0;
}

#tutorialnav a.visited {
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #5a84ad;	
}

#tutorialnav a.active {
	text-decoration: none;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	color: #000000;	
}


#pullquote  {
	
	padding: 10px;
	width: 145px;
	text-decoration: none;
	font-family: Georgia, "Times New Roman", serif;
	font-size: 14px;
	font-style: italic;
	color: #5a84ad;
	line-height: 2;	
	color:#D9C261;
}

#pullquotesix  {
	
	margin: 6px;
	text-decoration: none;
	font-family: Georgia, "Times New Roman", serif;
	font-size: 14px;
	font-style: italic;
	color: #5a84ad;
	line-height: 2;	
}



.libreak {
	list-style: none;
	padding-top: 4px;
	padding-bottom: 4px;
	line-height: 10px;	
	margin: 0;	
}

.libreakactive {
	list-style: none;
	padding-top: 4px;
	padding-bottom: 4px;
	line-height: 10px;	
	margin: 0;	
	color: #000000;	
}

.breadcrumbs {
	color: #365178;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	text-align: left;
	border-bottom-width: 2px;
	border-bottom-style: solid;
	border-bottom-color: #BCA634;
	padding: 6px 0 6px 18px;
	margin: 0;

}

.breadcrumbs a {
	color: #365178;
	text-decoration: none;
}

.breadcrumbs a:visited {
	color: #365178;
	text-decoration: none;
}

.breadcrumbs a:hover {
	color: #BCA634;
	text-decoration: none;
}




/*#ol.li {
	padding:5
}*/

.krt {
clear: both;
}

.footerlink {
	color: #1B4073;
}

.topleftnew {
	width: 500px;
	float: left;
	padding-right: 11px;
	margin: 0 0 20px 0;
}

.toprightnew {
	width: 210px;
	float: right;
	padding-right: 11px;
	margin: 0 0 20px 0;
}

.bottom3 {
	width: 171px;
	float: left;
	/*background-color: #00FF00;*/
	padding: 1px 5px;
	margin: 0 10px 20px 0;
	margin-left: 33px;
	margin-right: 33px
}

.middleleftnew {
	width: 171px;
	float: left;
	/*background-color: #00FF00;*/
	padding: 1px 5px;
	margin: 0 10px 20px 0;
	margin-left: 33px;
	margin-right: 33px
}

.krt2 {
width: 425px;
padding: 50px 0px 0px 33px;
}

.bottom4 {
	width: 400px;
	float: none;
	padding-right: 11px;
	margin: 0 0 20px 200px;
}
.quotes {
	font-size: 22px;
	line-height:12px;
}